How To Get Money Back On PayPal If Scammed: Answered!

How To Get Money Back On PayPal If Scammed: Answered! >> This content will reveal all the details of the refund policies in case you get scammed.

Have you ever tried to ask for a refund from PayPal? If you like to do online shopping, you should prepare yourself to experience unexpected things or online scams. 

And if you have got scammed recently and wondering about How To Get Money Back From Paypal If Scammed, we will tell you the exact procedure you need to follow. The methods we will provide here are applicable Worldwide.

A Few Words about PayPal

PayPal is an online payment service that online buyers use for making online transactions while shopping. The most exciting feature of PayPal is that it stores all the transactions’ information just like your bank accounts. 

You can make a person-to-person payment and get a PayPal Debit Card to make real-world purchases. And if somehow you get trapped into an online scam and thinking about searching for Does Paypal Refund Money If Scammed, PayPal provides about three ways to get your chargeback into your PayPal account or bank account, if linked. 

How many Accounts can You have in PayPal?

PayPal offers three types of accounts to its users including:

  • Personal Account
  • Business Account
  • Premier Account

Besides these three types, you can also open a student’s account under any of the categories mentioned above. 

Talking about owning multiple accounts, PayPal allows a person to open a personal account and a business account under his name. The user searching for How To Get Money Back From Paypal If Scammed online should know that they need to link each account with a valid e-mail address and bank account to get their refunds processed. 

How to use PayPal?

PayPal is a digital payment service supported in around two hundred countries, and people loved its simple-to-use feature. Here is all you need to do:

Step-1. Sign up

Spare just a few seconds and create your PayPal account. The only requirement is to have a valid e-mail id. Open PayPal and sign up without paying any start-up charges.

Step-2. Linking the Credit or Debit Cards

Does Paypal Refund Money If Scammed? This step will clarify all of them. 

Here, you need to connect your PayPal account to your credit or debit card to proceed further for making transactions. 

Step-3. Select PayPal for making Online Payments

Once you get your bank account or card linked, you can start taking benefits of PayPal payment service by choosing the PayPal option every time you are asked to select your preferred payment method. You can also type How To Get Money Back From Paypal If Scammed on Google and read everything to get surety before making any transaction.

Convenient, right? But do you know what’s more beneficial? You will receive digital receipts of all your transactions via e-mail.

Your card details will be completely safe, and you will need to link your card for once. 

Do the users have to pay some charge for getting their refund from PayPal?

You need to claim a dispute for moving further to get your refund. PayPal doesn’t charge its customers for getting their refunds. PayPal account holders can file a complaint without paying anything.

How To Get Money Back From Paypal If Scammed?

There are multiple sets of policies through which you can ask for refunds from the digital payment services, but talking about mainly PayPal, we will mention all the three ways you can ask for a refund.

  1. Chargebacks

If you have already sent the payment using your linked credit card, then Chargeback is the right tool that you can use. 

Even though chargeback falls out of PayPal’s policies but in case PayPal receives a request for chargeback from a card company, the online platform freezes the amount in the seller’s concerned account. It sounds like you have found your answer for How To Get Money Back From Paypal If Scammed. Isn’t it?

This amount will not be freed until the issue gets resolved. Here are some reasons due to which you can ask for chargeback:

  • In case you observe some billing errors.
  • The transaction case where you suspect duplicate charges.
  1. 180-Day Refund Policy

This works well for the PayPal users who wish to cancel the transaction they have already made while buying something online and have not received their parcel yet. Even if you suspect that you will not receive the package now, you can cancel the transaction yourself. 

In case you didn’t find anything after searching for How To Get Money Back From Paypal If Scammed online, you can open the activity page and tap the cancel option if the cancellation option is available.

  1. Purchase Protection

This purchase protection policy promises to keep you safe if you see extra charges even if you didn’t make any transaction and your online orders have not been delivered. PayPal claims to get all your amount refund, including the shipping charges if you file a dispute within 180 days.

Here are some transactions that don’t come under this purchase policy:

  • Real estate and donations
  • Prepaid cards and industrial machinery
  • Money transferred to family or friends.

And if you typed How To Get Money Back From Paypal If Scammed online in case of items you purchased against PayPal’s policies, PayPal doesn’t offer any refund policy for those transactions.

Final Words

There is not a cumbersome process to sign up in your PayPal account and start making payments online. PayPal charges the transaction fees to only premier and business account holders. 

You can file a dispute and get perfect guidance regarding your refund payments through any of the methods mentioned above. We suggest our readers read all the policies and make all the transactions wisely to stay protected from scammers.

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